You can’t drive safely with windshield damage, so you need to fix it immediately when damage occurs.
Figuring out what your auto insurance covers shouldn’t be difficult, but with each state’s rules and regulations, it is. If you’re an Alabama driver suffering windshield damage, whether from a fallen tree branch in a storm or an accident, you may assume that your insurance company will cover it.
You’d be wrong. Alabama glass coverage laws don’t have any specifications for windshield insurance claims or repairs. If auto glass claims are giving you headaches, keep reading, and we’ll help you understand how these things are dealt with here in Alabama.
Glass Coverage Laws in Alabama
The problem with the glass coverage laws here is that they don’t require insurance companies to cover windshield damage or replacement. In addition, nothing states that a driver gets to choose where they have their auto glass repaired.
The result is that Alabama insurance companies get to choose whether or auto glass claims are covered. It also means that if they offer some coverage, they can dictate where the repairs are done.
So, Alabama auto glass claims can take a lot of work. It depends entirely on your insurance policy and the event that led to your windshield damage.
Making Auto Glass Claims On Your Insurance
This isn’t unique to Alabama. In most states, glass coverage isn’t an inherent aspect of car insurance. It’s important to carefully review your policy before getting your repairs. In all likelihood, your insurer won’t waive the deductible, so you’ll be on the hook for some or all of the damages.
Specific non-collision damage – fallen branches, vandalism, etc. – may count under comprehensive coverage. Without comprehensive coverage – if you opt for the minimum required insurance – you’ll receive no help from your insurer.
If you prove that another driver was at-fault for your windshield damages, you can file a claim against their insurance policy.
Getting the Best Parts
One thing that Alabama law does state is that replacement parts must be of similar quality and value to the originals. Whether your insurer pays for some of your repairs, you’ll find quality at Bama Auto Glass.
We’ve been helping Birmingham residents with windshield repair and replacement for 35 years. From small cracks and chips to a full replacement, we have the experience, expertise, and parts to restore your windshield to its former glory.
Windshield Replacement in Birmingham
We understand that the rules on auto glass claims can be confusing in Alabama. If you need repairs or replacement, we’re happy to answer any further questions you may have about the role insurance companies play in the process.
The most important thing is that your windshield gets fixed. You can’t drive safely without it, but Bama Auto Glass can have you back on the road within hours.